It’s discrediting valid concerns against card-payments. It’s invalidating how great cash is.
It’s when the worst person you know makes a good point.
And things now are so Culture-Wars-y, nobody makes solid analyses any more, that when the far-right say cards are bad, everybody jumps to thinking cards are good.
I remember as a kid, seeing a commercial for a credit card where the clown of the ad tried to use cash, inconveniencing the mob behind him and it really stuck with me how unapologetic credit companies were when training their consumers and debt carriers.
To be fair they aren’t wrong. Cash almost always take longer.